Voice biometric data security services; User authentication services for security purposes; Voice biometric data identity authentication services for security purposes; Providing user authentication services in the nature of providing authentication of individual identity information using voice biometric features stored on a computer network or a mobile device; Providing services for fraud protection; Providing services for detecting fraud in the nature of analyzing audio data; Providing services for detecting fraud in the nature of analyzing audio data captured during an authentication transaction for evidence the data is fraudulent

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