Operating a user recognition, identification and authentication system to verify and authenticate an individual's identity; verification of identity, namely providing authentication of personal identification information; digital signature verification; membership and subscription services for the purpose of dating, social networking and exchanging personal information; identity theft protection and identity fraud protection services, namely, personal information and financial identity monitoring; fraud resolution assistance, namely, providing advice and consultation in the field of identity theft and data theft; Identity theft and fraud protection services, namely, Internet surveillance of financial and personal information; fraud detection and prevention services in the field of arranging secure authentication of personal data in requests to open credit, credit card, insurance, loan, and other financial accounts; fraud detection and prevention services in the field of authentication and verification of an individual's identity for person-to-person financial and purchase transactions; monitoring the Internet, public records, private and public electronic databases to facilitate the detection and prevention of identity theft and fraud; providing a secure interactive website concerning notifications of potential fraud and potential identity theft; identification verification services, namely, providing authentication of personal identification information; identification verification services, namely, providing authentication of personal identification information via secure storage and transmitting such information via the Internet