Motor vehicle insurance, caravan insurance, home insurance, marine insurance, commercial insurance, professional indemnity insurance, home contents insurance, life insurance and disability insurance, farm insurance ( including crop, stock and property insurance ), public liability insurance, mortgage protection insurance, loan insurance, industrial and corporate insurance and superannuation.
Monetary affairs, including debit card services, debt collection agencies, financial management, financial sponsorship, financial information, issuance of credit cards, organisation of collections, electronic funds transfer, cheque verification, rendering of invoices and statements of accounts for others;
collection of monies for payments of accounts for others;
debt collection for others;
Internet-based collection and payment methods and gateways
Money transfer services;
credit card cash advance services;
electronic transaction processing services;
fraud management services with respect to financial, credit and debit card services;
issuing credit, debit and other cards and fraud detection services;
cash management services;
providing telephone access to database information and live operators in the field of banking and financial services;
payment services, namely, electronic processing of bill payment data;
account receivable management services, namely, pre-charge off collection services;
account management, collection, remittance and retention services for credit and debit card issuers;
wireless electronic processing of check, credit card, and chip card transactions;
check, credit card, debit card and chip card authorizations;
transaction capture, transaction settlement, chargeback handling, transaction reconciliation and transaction reporting;
check, credit card, debit card and chip card payment;
billing and payment services in the fields of facilities management, credit and debit cards, money orders and wire transfers, mutual funds, health care insurance claims, telephone orders and telephone contests and games for others and cable television;
bill payment services, allowing customers to pay for goods and services by credit, debit or smart card at the point of sale, over a global computer network, by check or money wire;
credit and risk management, analysis, and assessment services
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network
Monetary affairs;
financial services, including financial analysis, financial consultancy, financial transactions and planning, financial information and financial management services;
investment, investment advisory, investment information, investment management, analysis and assessment services;
portfolio management services;
rental collection services;
leasing and loan services;
agency and brokerage services, including agency and brokerage services relating to the purchase and sale of property developments, real estate and commercial premises;
real estate services;
property trust management;
rental, leasing and valuation of real estate;
management and administration of real estate;
insurance advisory, information, consultancy, assistance, analysis and assessment services;
fiduciary services;
trusteeship services, superannuation services;
debt collection services;
financial, investment and insurance advice;
banking services;
electronic commerce services;
funds transfer;
financial sponsorship;
fund raising services;
including the provision of all these services via the electronic media and global communications networks
Mortgage brokers, loan consultants, financial services, mortgage brokerage services, mortgage origination services, mortgage preparation services, financing of asset and equipment leasing services, assistance in locating: home loans, residential loans, commercial loans;
financial agents to mortgage brokers, all financial lending services, all mortgage financial services, loan refinancing services, insurance services, risk services, financial affairs, monetary affairs, financial planning services, superannuation consulting services, social security consulting services, economic financial consulting services, real estate consulting services, property consulting services, investment consulting services, share and security trading services
Mortgage brokers, loan consultants, financial services, mortgage brokerage services, mortgage origination services, mortgage preparation services, financing of asset and equipment leasing services, assistance in locating home loans, in locating residential loans, in locating commercial loans, financial agents to mortgage brokers, all financial lending services, all mortgage financial services, loan refinancing services
Mortgage brokers, loan consultants, financial services, mortgage brokerage services, mortgage origination services, mortgage preparation services, asset leasing services, equipment leasing services, assistance in locating home loans, in locating residential loans, in locating commercial loans, agents to mortgage brokers, all lending services, all mortgage services, loan refinancing services, insurance services, risk services, financial affairs, monetary affairs, financial planning services, superannuation consulting services, social security consulting services, economic financial consulting services, real estate consulting services, property consulting services, investment consulting services, share and security trading services, investment consulting services, accounting services, financial reporting services, taxation consulting services, taxation compliance services
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
financial services including, but not limited to, financial planning services, wealth creation services and wealth management services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services including, but not limited to, financial planning services, wealth creation services and wealth management services;
banking and investment services, financial management services;
consulting services in the fields of investments;
providing information services in relation to superannuation, insurance, investment and financial services
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services and wealth management services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the fields of investments;
providing information services in relation to superannuation, insurance, investment and financial services
Money lending, money investing, financial planning, insurance, real estate, foreign property investment, finance broking, mortgages, commercial lending, private lending, financial affairs, leases, hire purchases, chattle mortgages, discounted car purchasing, bookkeeping
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
establishment and operation of annuity funds and allocated pension funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network
Mortgage banking, loans, home banking, financing services, financial information, financial evaluation, brokerage, banking, mortgage broker, financial research, home loan, analysis financial, evaluation financial, financial consultancy
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network;
monetary affairs;
financial planning;
funds management;
advisory, consultancy, management and information services related to financial planning, superannuation, remuneration, taxation, insurance, succession planning, estate administration and investment
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of annuity funds and allocated pension funds and self employed superannuation funds;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network
Mortgage banking, lending against security, lease-purchase financing, consultancy (financial -), credit (financing), brokerage, banking, banking (home -), credit cards (issuance of -, financing services, information (financial -), providing information, including on-line, about insurance, financial and monetary affairs and real estate affairs
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of annuity funds and allocated pension funds and self employed superannuation funds;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of annuity funds and allocated pension funds and self employed superannuation funds;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network
Mortgage broking, personal loans, home loans, investment loans, debt consolidation, lo doc loans, no doc loans, credit impaired loans, specialised research and analysis of funding solutions, business loans, commercial loans, hire purchase, leasing
Mortgage lending, home loan, finance providers, business lending, commercial lending, mortgage origination, mortgage broking, finance broking, leasing and equipment finance, personal lending, senior loans, reverse mortgages, development finance, mezzanine finance
Mortgage lending, home loan finance providers, business lending, commercial lending, mortgage origination, mortgage broking, finance broking, leasing and equipment finance, personal lending, seniors loans, reverse mortgages, development finance, mezzanine finance
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial service;
including provision of such services via a global computer network;
provision of advice solutions to financial adviser practices;
financial advice;
account transaction processing;
online provision of advice solutions for the financial and insurance industries, including modelling tools;
supply of financial services research materials included as part of the foregoing
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network;
provision of advice solutions to financial adviser practices;
financial advice;
account transaction processing;
online provision of advice solutions for the financial and insurance industries, including modelling tools;
supply of financial services research material included as part of the foregoing
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to services;
including provision of such services via a global computer network: provision of advice solutions to financial adviser practices;
financial advice;
account transaction processing;
online provision of advice solutions for the financial and insurance industries, including modelling tools;
supply of financial services research materials included as part of the foregoing
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network;
provision of advice solutions to financial adviser practices;
financial advice;
account transaction processing;
online provision of advice solutions for the financial and insurance industries, including modelling tools;
supply of financial services research materials included as part of the foregoing
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment, operation and administration of superannuation funds (including self-managed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network
Money lending, money investing, financial planning, insurance, real estate, foreign property investment, finance broking, mortgage broking, mortgage loan services, commercial lending, private lending, financial affairs, leases, hire purchases, chattle mortgages, discounted car purchasing
Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans;
financial services, namely, mortgage planning;
consumer credit consultation;
credit and financial consultation;
credit reporting services;
credit risk management;
financial analysis and consultation;
financial consultation;
financial loan consultation;
financial planning consultation;
financial planning, namely the creation of personalized strategies to achieve financial independence;
financial services, namely, mortgage planning;
financial valuation of personal property and real estate
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
establishment and operation of annuity funds and allocated pension funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network;
none in relation to water tanks
Money management and investment services, including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment, operation and administration of superannuation funds (including self-managed superannuation funds;
provision of money and other credit and lending facilities;
insurance services;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network;
provision of advice solutions to financial adviser practices;
financial advice;
account transaction processing;
online provision of advice for solutions for the financial and insurance industries, including modelling tools;
providing reporting and administration of superannuation employee benefit and investment arrangements
Monetary affairs;
stockbroking services, securities execution including dealing on behalf of clients in shares, debentures, company issued options;
derivatives execution including exchange traded options over equities and indices, warrants, contracts for difference, exchange traded futures over equities and market indices, commodities including oil and gold;
intermediary broker services in relation to over the counter contracts for difference and equity based contracts;
underwriting interests in managed investment schemes and issues of securities;
none of the foregoing being financial administration, financial management, financial consultancy, financial planning, financial advisory or investment management services
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services, financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investment;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
reporting and administration of superannuation employee benefit and investment arrangements;
including provision of such services via a global computer network
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
insurance services, financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investment;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network;
reporting and administration of superannuation employee benefit and investment arrangements, including provision of such services via a global computer network
Money management and investment services;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
consulting services in the fields of superannuation and financial services;
banking and investment services, financial management services;
superannuation, banking, investment and financial services information;
personal financial services, administration of trusts and estates, executors and trustees, administering custodian estates, property management, financial management and superannuation;
funds management and management of deposit funds;
corporate trustee and custodian of scrip and security;
none of the aforementioned being services in relation to insurance
Monetary and financial affairs;
banking, finance and insurance services;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
providing information, including online, about insurance, financial and monetary affairs;
providing financial information via a website;
financial advice;
banking, finance and insurance services via electronic means;
electronic money transfer services;
provision of finance and loans;
bank, investment and savings account services;
pension, retirement and superannuation services;
financial sponsorship;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
establishment and operation of superannuation funds, personal superannuation funds and self employed superannuation funds;
provision of money and other credit and lending facilities;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
banking and investment services, financial management services;
consulting services in the field of investments;
providing information and reporting services in relation to superannuation, insurance, investment and financial services;
including provision of such services via a global computer network;
financial services including credit, banking and investment services associated with the use and promotion of credit cards and charge cards;
financial services associated with promotional incentive schemes and loyalty schemes;
banking, financial and insurance services, including insurance administration, management, advice, consultancy, brokerage, claims, underwriting, assessment, valuation and information services, and including the provision of banking, financial and insurance services via electronic means;
loan financing;
financial services;
financial loan services;
advisory services relating to loan services;
consultancy services relating to personal finance;
providing information, including on-line, about insurance, financial and real estate affairs;
mortgage banking and mortgage broking
Monetary and financial services, including the provision of such services via electronic data terminals;
installation, operation, maintenance and servicing of, and reporting on, electronic payment systems;
installation, operation, maintenance and servicing of, and reporting on, automated payment systems;
money exchange services;
credit, debit and charge card services;
computerised cash dispensing banking services relating to the servicing and maintenance of, and reporting on, cash dispensing terminals
Monetary and financial services, namely the provision of such services via electronic data terminals and automated payment machines;
installation operation, maintenance and servicing of, and reporting on, electronic payment systems;
installation, operation, maintenance and servicing of, and reporting on, automated payment systems;
money exchange services provided via electronic data terminals and automated payment machines;
credit, debit and charge cards and related credit, debit and charge card services provided via electronic data terminals and automated payment machines;
computerised cash dispensing banking services relating to the servicing and maintenance of, and reporting on, cash dispensing terminals
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
electronic money transfer services;
provision of finance and loans;
share trading;
share brokerage;
stock brokerage services;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary transfer;
payment services;
savings services;
payment and credit services;
charge card, cash card and bank card services;
cash management;
safe deposit services;
bankers' clearing services;
account debiting services;
escrow services;
cheque encashment services;
credit brokerage;
financing of loans;
loans (financial) against security;
financial investment services;
capital investment services;
trustee services;
financial management services;
brokers and agents (for bonds and other securities);
financial consultation services;
investment advice;
financial guarantees (surety services);
financial analysis and providing financial and credit reports;
financial information services;
financial research services;
financing services (securing funds for others);
financial advisory services;
services for the provision and purchase of financial and/or credit information;
administration of financial affairs;
computerized financial services;
advice and enquiries regarding credit;
services for the provision of credit;
acceptance of deposits;
discount of bills (notes);
domestic remittance, liability guarantee, acceptance of bills, lending securities, acquisition and transfer of monetary claims;
trustee services;
trusteeship of money;
financial advisory services relating to futures contracts;
brokerage of futures contracts;
trading in futures contracts;
securities services in this class including securities trading, securities brokerage, securities settlement and securities exchange services;
trading in monetary claims;
financial services and financial advisory services in respect of personal property, land, land fixture surface rights and land leasing rights;
money exchange, foreign exchange transactions, currency exchange services, travellers cheque services;
letter of credit-related business being the provision of letters of credit (finance services);
securities trading, trading in index futures;
trading in securities options;
trading in overseas market securities futures, underwriting securities, selling securities, handling subscriptions and offerings of securities, providing stock market information, life insurance brokerage;
mortgage services;
information relating to financial economic services provided on-line (not downloadable);
information relating to financial, banking, insurance and investment services provided on-line (not downloadable)
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
electronic money transfer services;
provision of finance and loans;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
real estate affairs;
banking, finance and insurance services;
banking and finance services via electronic means;
banking services in relation to the electronic transfer of funds, electronic money transfer services;
provision of finance and loans;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
pension, retirement and superannuation services;
investment banking;
merchant banking;
mortgage banking;
personal banking services;
financial evaluation and financial planning services;
provision of online financial calculators and tools;
international banking;
internet banking;
brokerage including securities, stock and bond brokerage;
trading of shares international banking services;
currency exchange services;
services offered by automated bank machines;
computerised banking services;
electronic banking;
provision of financial information via online calculators;
information, consultancy and advisory services relating to banking, finance, investments, money and superannuation
Monetary affairs;
financial affairs;
banking;
real estate affairs;
insurance underwriting;
consultancy for banks or financial institutions;
professional consulting, consulting and assistance regarding finance, and in particular preventing and combating payment and on-line transaction fraud;
assistance with debt collection;
controlling and reporting;
consulting, expert reports and evaluations regarding payment and transaction solutions;
providing methods of payment;
services rendered in the field of payments and transactions and the provision of guaranteed and secure payments and transactions, in particular verification of the provenance and of the reliability of data used;
operation of all transaction and payment systems, in particular on-line, and security and anti-fraud services pertaining thereto;
secure payment and fund transfer services, in particular online, electronically or by means of electronic credit and debit cards and electronic payment terminals;
financial services, namely providing services for protection from and prevention of financial fraud and dispute resolution;
transaction point, authentication and verification services, services for authorizing and settling transactions;
electronic wallet (e-wallet) services;
payment card services;
financial services relating to loyalty schemes and discount cards;
collection services;
customized consultancy and assistance to merchants to ascertain means of payment and currency;
payment and transaction management services, including providing a dedicated on-line technical platform;
currency conversion services
Money lending services, mortgage services, mortgage broking services, lease purchase financing and hire purchasing financing, equity raising and funds raising services, property investment services, financing of property development, insurance services, including business insurance, property insurance, life insurance, disability insurance, superannuation services and insurance brokerage services;
real estate services, including buying, selling and leasing real estate;
real estate services relating to property development;
real estate management including the management of resorts, hotels, motels, retails premises, shopping centres, entertainment premises, industrial premises, office premises, residential premises and/or development sites;
advisory, consultancy and information services in relation to the aforementioned services.
Monetary affairs;
financial affairs;
banking affairs;
real estate affairs;
insurance underwriting;
financial information;
insurance information;
consultancy for banks or financial institutions;
fiscal expert services;
tax information;
rental of offices (real estate);
raising capital;
capital investment;
fund investments;
loan services (financing);
financial sponsorship;
professional consulting, consulting and assistance regarding finance, in particular preventing and combating payment and on-line transaction fraud;
assistance with debt collection;
controlling and reporting;
consulting, expert reports and evaluations regarding payment and transaction solutions;
providing methods of payment;
services rendered in the field of payments and transactions, including the provision of secure and guaranteed payments and transactions, in particular verification of the provenance and of the reliability of the data used, the use of all kinds of systems for payments and transactions, in particular on-line, and security and anti-fraud services pertaining thereto;
secure payment and fund transfer services, in particular online, electronically or by means of electronic credit and debit cards and electronic payment terminals;
financial services, namely providing services for protection from and prevention of financial fraud and dispute resolution;
transaction point, authentication and verification services, services for authorizing and settling transactions;
electronic wallet (e-wallet) service;
payment card services;
financial services relating to loyalty schemes and discount cards;
collection services;
advice and customized assistance for merchants to ascertain the means of payment and foreign currency;
management of payment and transaction service, including providing a dedicated on-line technical platform;
currency conversion services
Monetary affairs;
financial affairs;
banking;
real estate affairs;
insurance underwriting;
consultancy for banks or financial institutions;
professional consultancy, consulting and assistance regarding finance and particularly preventing and combating payment and on-line transaction fraud;
assistance with debt collection;
management control and reporting;
consulting, expert reports and evaluations regarding payment and transaction solutions;
provision of methods of payment;
services rendered in the field of payments and transactions and the provision of guaranteed and secure payments and transactions, and particularly verification of the provenance and of the reliability of data used;
operation of all kinds of transaction or payment systems, particularly online, and security and anti-fraud services and related thereto;
secure payment and fund transfer services, particularly online, by electronic means or by means of electronic credit and debit cards and electronic payment terminals;
financial services, namely provision of services for protection from and prevention of financial fraud and dispute resolution;
transaction point, authentication and verification services, services for authorizing and settling transactions;
electronic wallet (e-wallet) services;
payment card services;
financial services relating to loyalty schemes and discount cards;
collection services;
advice and customized assistance for merchants to ascertain the means of payment and foreign currency;
payment and transaction management services, including providing a dedicated on-line technical platform;
currency conversion services
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
electronic money transfer services;
provision of finance and loans;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
consultancy in establishing employee benefit funds;
issuing of vouchers or tokens of value in relation to the supply of benefits for customer loyalty, discount, employee benefit, employee reward or discount card loyalty programs;
financial services associated with the organisation, operation, management and supervision of employee benefit and employee reward programs;
issuing of vouchers or tokens of value in relation to the supply of benefits for employee benefit programs and employee reward programs;
cash card services associated with the organisation, operation and management of employee benefit programs and employee reward programs;
discount card services
Monetary and financial affairs;
banking, finance, investment and insurance services;
money management, money investment and financial investment management services;
bank, investment and savings account services;
mortgaging and valuation services;
financial sponsorship;
electronic money transfer services;
provision of finance and loans;
provision of money and other credit and lending facilities;
services offered by automated bank machines;
deposit services;
bank card services (including credit, debit and travel cards);
international banking services;
currency exchange services;
safe deposit services;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators and online tools;
savings products and financial calculation products;
establishment and management of investment portfolios, cash, mortgage, property, equity, unit trusts, infrastructure, fixed interest, debt, bonds, managed investment schemes, private equity, hybrid financial instruments;
brokerage including securities, stock and bond brokerage;
trading of shares;
wealth management and protection services;
wealth planning;
estate planning;
financial planning;
asset origination;
pension, retirement and superannuation services;
retirement payment and planning services;
establishment and operation of superannuation funds, personal superannuation funds and self-employed superannuation funds;
financial services for the securing of funds for others;
services for financial lending against security;
sourcing, advising and managing infrastructure funding and assets;
financial research;
platform services advice;
debt management;
business succession and business continuation advice;
insurance including whole life insurance, endowment insurance, term insurance, investment account insurance and investment linked insurance;
disability insurance;
business expense insurance;
general insurance, personal incapacity insurance, house owners and householders insurance, personal property insurance and professional indemnity insurance;
services in this class rendered by agents engaged in such insurance businesses;
insurance underwriting services;
providing advice and management services in relation to all the aforementioned services
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
electronic money transfer services;
provision of finance and loans;
share trading;
share brokerage;
stock brokerage services;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Mortgage related services including mortgage brokering, mortgage banking, mortgage management, mortgage lending services, mortgage origination;
financing and re-financing services;
provision of online mortgage repayment calculators;
obtaining loans for others including obtaining financial loans, personal loans, commercial loans, industrial loans, guaranteed loans, mortgage loans, instalment loans, loans against securities, bridging loans, moving loans, home loans, revolving door loans;
financial affairs;
financial services including computerised financial services;
financial planning services, estate planning services, succession planning services, arrangement of financial affairs, financial fund monitoring services, financial fund management services, financial asset management services, financial portfolio management, superannuation fund management, pension fund financial management;
financial investment services, financial risk management services;
financial market services;
preparation of financial analyses, preparation of financial reports, preparation of financial balance sheets;
tax financial services including tax financial planning;
provision of online financial calculators;
insurance affairs;
insurance services including insurances services pertaining to life insurance, health insurance, house insurance, house contents insurance, vehicle insurance, boat insurance, aircraft insurance, third party liability insurance, mortgage insurance, income protection insurance, loan insurance, credit card insurance, business insurance, fire insurance, pet insurance, travel insurance, litigation insurance;
insurance agency services;
insurance brokerage;
arrangement of insurance services;
financial evaluations and appraisals of real estate;
real estate brokerage;
real estate investment services;
valuation of real estate;
provision of information, advisory and consultancy services in respect of all of the foregoing
Monetary and financial affairs;
banking, finance, investment and insurance services;
banking, finance, investment and insurance services via electronic means;
financial advisory services;
online financial advisory services;
financial analysis and consulting services;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation, retirement, estate planning, loans and insurance including online and via a global computer network;
debt advisory services;
wealth management and protection services;
pension, retirement and superannuation services;
consultancy and ancillary services related to banking and financial services;
bank, investment and savings account services;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
banking, investment and financial services;
banking, investment and financial services via electronic means;
finance and mortgage brokering;
finance and mortgage broking services via a global computer network;
aggregation services in relation to mortgage products;
loan services;
provision of consumer loans;
provision of financial information;
information, advisory and consultancy services relating to banking, finance, investments, money, real estate, insurance and home loans;
research services relating to banking, finance, investments, home loans, real estate and insurance via electronic means;
advisory services relating to real estate ownership;
provision of information in relation to home loans, real property, financial markets, financial trends and financial information in relation to home renovations;
financial analysis;
economic and financial research services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
electronic money transfer services;
provision of finance and loans;
loan services;
share trading;
share brokerage;
stock brokerage services;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
electronic money transfer services;
provision of finance and loans;
loan services;
share trading;
share brokerage;
stock brokerage services;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money , superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
electronic money transfer services;
provision of foreign currency;
buying and selling currency;
foreign monetary exchange;
financial transactions relating to currency swaps;
domestic and international transfer of funds;
clearing and reconciling financial transactions;
trading in currencies;
international banking services;
currency exchange services;
money exchange services;
currency dealing;
brokerage services;
electronic foreign exchange payment processing;
services offered by automated bank machines;
provision of finance and loans;
loan services;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
share trading;
share brokerage;
stock brokerage services;
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
provision of online currency exchange calculators;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators;
payment processing services, including providing virtual currency transaction processing services for others;
provision of foreign currency;
provision of online currency exchange calculators;
currency exchange rate quotations;
forecasting of foreign exchange rates;
provision of financial protection against foreign exchange risks;
financial risk management;
advisory, consultancy and information services relating to all the aforesaid services
Monetary affairs;
financial affairs;
banking, finance and insurance services;
financial consultancy;
fund investments;
financial sponsorship;
venture capital funding services to emerging and start-up companies;
financial participation in companies;
investment business and company services;
financial research;
investment research;
research services relating to finance;
research services relating to banking;
venture capital funding services to new business ventures;
investment, advisory services and investment management services;
financial consulting and advisory services;
financial valuation services in the areas of business enterprises, intellectual property, licensing and assets;
financial services, including financial services in the form of business fundraising;
facilitating, arranging or providing funding or other financial assistance for research and development, including through donations, grants, loans, investment and other funding;
financial evaluation services;
information, consultancy, advisory and management services relating to banking, finance, investments, money and insurance;
developing fundraising campaigns
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via the Internet or other computer network, telephone, interactive television, desktop computers, tablets, mobile phones and other mobile communication devices, or by other electronic means;
on-line banking;
electronic money transfer services;
cashless payment transaction services;
provision of foreign currency;
buying and selling currency;
foreign monetary exchange;
financial transactions relating to currency swaps;
domestic and international transfer of funds;
clearing and reconciling financial transactions;
debiting services;
transaction authorisation and settlement services;
trading in currencies;
international banking services;
currency exchange services;
money exchange services;
currency dealing;
brokerage services;
electronic foreign exchange payment processing;
services offered by automated bank machines;
issue of tokens of value;
interactive banking;
provision of finance and loans;
loan services;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
share trading;
share brokerage;
stock brokerage services;
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
provision of online currency exchange calculators;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators;
payment processing services, including providing virtual currency transaction processing services for others;
provision of foreign currency;
provision of online currency exchange calculators;
currency exchange rate quotations;
forecasting of foreign exchange rates;
provision of financial protection against foreign exchange risks;
financial risk management;
advisory, consultancy and information services relating to all the aforesaid services
Monetary affairs;
financial affairs;
banking, finance and insurance services including via electronic means;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
financial evaluation services;
bank account information services;
mobile phone banking services;
loan services;
loan application services;
provision of consumer loans;
information, advisory and consultancy services relating to banking, finance, investments, real estate and insurance;
research services relating to banking, finance, investments, real estate and insurance via electronic means;
real estate affairs including the provision of on-line access to real estate information and analysis over a global computer network;
provision of financial information;
advisory services relating to real estate ownership, real estate valuations and real estate investment;
provision of information in relation to real property, financial markets, financial trends, markets, trends, real estate listings, real estate sales, home renovations and housing affordability including across digital and traditional media;
interpretation of real estate research data;
economic and financial research services;
provision of on-line access to real estate and property renovation information and analysis;
provision of online financial calculators and tools;
provision of financial information via online calculators;
provision of online financial calculators for home renovation costs, housing affordability costs and financial lending;
provision of online mortgage repayment calculators;
provision of financial information for budgeting and expense management via an online calculator;
advice relating to mortgages for residential properties;
financing of property development;
loan services for property investment;
property valuation;
provision of information relating to property (real estate);
real property evaluation (financial);
preparation of reports relating to real estate, property and finance;
analysis of real estate, property and financial reports
Monetary and financial affairs;
banking, finance, investment and insurance services;
money management, money investment and financial investment management services;
bank, investment and savings account services;
mortgaging and valuation services;
financial sponsorship;
electronic money transfer services;
provision of finance and loans;
provision of money and other credit and lending facilities;
services offered by automated bank machines;
deposit services;
bank card services (including credit, debit and travel cards);
international banking services;
currency exchange services;
safe deposit services;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators and online tools;
savings products and financial calculation products;
establishment and management of investment portfolios, cash, mortgage, property, equity, unit trusts, infrastructure, fixed interest, debt, bonds, managed investment schemes, private equity, hybrid financial instruments;
brokerage including securities, stock and bond brokerage;
trading of shares;
wealth management and protection services;
wealth planning;
estate planning;
financial planning;
asset origination;
pension, retirement and superannuation services;
retirement payment and planning services;
establishment and operation of superannuation funds, personal superannuation funds and self-employed superannuation funds;
financial services for the securing of funds for others;
services for financial lending against security;
sourcing, advising and managing infrastructure funding and assets;
financial research;
debt management;
business succession and business continuation advice;
insurance including whole life insurance, endowment insurance, term insurance, investment account insurance and investment linked insurance;
disability insurance;
business expense insurance;
general insurance, personal incapacity insurance, house owners and householders insurance, personal property insurance and professional indemnity insurance;
services in this class rendered by agents engaged in such insurance businesses;
insurance underwriting services;
providing advice and management services in relation to all the aforementioned services
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
electronic money transfer services;
provision of finance and loans;
loan services;
share trading;
share brokerage;
stock brokerage services;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money , superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators;
none of the foregoing relating to or being fundraising services
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
provision of finance;
loan services;
mortgage loan services;
advisory services relating to loan services;
financial services namely conditional home approvals;
deposit services;
bank, investment and savings account services;
financial risk management;
bank card services (including credit, debit and travel cards);
banking services in relation to the electronic transfer of funds;
services offered by automated bank machines;
international banking services;
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
preparation of reports relating to real estate, property and finance;
analysis of real estate, property and financial reports;
advisory services relating to real estate ownership;
real estate valuations and real estate investment;
provision of information in relation to real property, financial markets, financial trends, real estate listings, real estate sales and housing affordability across digital and traditional media;
provision of information relating to real estate and property across digital and traditional media;
economic and financial research services;
research services relating to banking, finance, investments, real estate and insurance via electronic means;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
issuing of tokens of value in relation to incentive schemes;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
provision of finance;
loan services;
mortgage loan services;
advisory services relating to loan services;
financial services namely conditional home approvals;
deposit services;
bank, investment and savings account services;
financial risk management;
bank card services (including credit, debit and travel cards);
banking services in relation to the electronic transfer of funds;
services offered by automated bank machines;
international banking services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
preparation of reports relating to real estate, property and finance;
analysis of real estate, property and financial reports;
advisory services relating to real estate ownership;
real estate valuations and real estate investment;
provision of information in relation to real property, financial markets, financial trends, real estate listings, real estate sales and housing affordability across digital and traditional media;
provision of information relating to real estate and property across digital and traditional media;
economic and financial research services;
research services relating to banking, finance, investments, real estate and insurance via electronic means;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
issuing of tokens of value in relation to incentive schemes;
provision of online financial calculators and tools;
provision of financial information via online calculators;
providing information in relation to applications for mortgages, mortgages, secured loans and other finance and financial securities products
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via the Internet or other computer network, telephone, interactive television, desktop computers, tablets, mobile phones and other mobile communication devices, or by other electronic means;
provision of investment services, including in relation to fixed income securities and equities;
provision of investment services including via telephone or by other electronic means;
investment analysis;
on-line banking;
electronic money transfer services;
cashless payment transaction services;
provision of foreign currency;
buying and selling currency;
foreign monetary exchange;
financial transactions relating to currency swaps;
domestic and international transfer of funds;
clearing and reconciling financial transactions;
debiting services;
transaction authorisation and settlement services;
trading in currencies;
international banking services;
currency exchange services;
money exchange services;
currency dealing;
brokerage services;
electronic foreign exchange payment processing;
services offered by automated bank machines;
issue of tokens of value;
interactive banking;
provision of finance and loans;
loan services;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
share trading;
share brokerage;
stock brokerage services;
brokerage including securities, stock and bond brokerage;
issuance and brokerage of corporate bonds;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
provision of online currency exchange calculators;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators;
payment processing services, including providing virtual currency transaction processing services for others;
provision of foreign currency;
provision of online currency exchange calculators;
currency exchange rate quotations;
forecasting of foreign exchange rates;
marginal lending;
portfolio administration;
provision of financial protection against foreign exchange risks;
financial risk management;
advisory, consultancy and information services relating to all the aforesaid services
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
provision of finance;
loan services;
deposit services;
bank, investment and savings account services;
financial risk management;
bank card services (including credit, debit and travel cards);
banking services in relation to the electronic transfer of funds;
services offered by automated bank machines;
international banking services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via the Internet or other computer network, telephone, interactive television, desktop computers, tablets, mobile phones and other mobile communication devices, or by other electronic means;
internet banking;
provision of investment services, including in relation to fixed income securities and equities;
provision of investment services including via telephone or by other electronic means;
investment analysis;
on-line banking;
electronic money transfer services;
cashless payment transaction services;
provision of foreign currency;
buying and selling currency;
foreign monetary exchange;
financial transactions relating to currency swaps;
domestic and international transfer of funds;
clearing and reconciling financial transactions;
debiting services;
transaction authorisation and settlement services;
trading in currencies;
international banking services;
currency exchange services;
money exchange services;
currency dealing;
brokerage services;
electronic foreign exchange payment processing;
services offered by automated bank machines;
issue of tokens of value;
interactive banking;
provision of finance and loans, including provision of investment loans;
provision of secured loans;
loan services;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
share trading;
share brokerage;
stock brokerage services;
brokerage including securities, stock and bond brokerage;
issuance and brokerage of corporate bonds;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
provision of online currency exchange calculators;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators;
payment processing services, including providing virtual currency transaction processing services for others;
provision of foreign currency;
provision of online currency exchange calculators;
currency exchange rate quotations;
forecasting of foreign exchange rates;
marginal lending;
online marginal lending;
portfolio administration;
provision of financial protection against foreign exchange risks;
financial risk management;
nominee services;
advisory, consultancy and information services relating to all the aforesaid services
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
electronic money transfer services;
provision of finance and loans;
loan services;
share trading;
share brokerage;
stock brokerage services;
services offered by automated bank machines;
deposit services;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
bank account information services;
financial evaluation services;
budgeting services;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs;
financial services;
monetary services;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
on-line banking;
provision of finance;
loan services;
deposit services;
financial analysis;
bank, investment and savings account services;
financial risk management;
bank card services (including credit, debit and travel cards);
banking services in relation to the electronic transfer of funds;
services offered by automated bank machines;
bank, investment and savings account services;
bank card services (including credit, debit and travel cards);
brokerage including securities, stock and bond brokerage;
trading of shares;
administration of shares;
brokerage of shares;
commodity trading;
options trading;
pension, retirement and superannuation services;
international banking services;
currency exchange services;
safe deposit services;
mortgage and superannuation trusteeship;
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance;
information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance including online and via a global computer network;
bank account information services;
financial evaluation services;
provision of online financial calculators and tools;
provision of financial information via online calculators;
providing information, including online, about insurance, financial and monetary affairs and real estate affairs;
financial services provided via an global computer network;
issuing of tokens of value in relation to incentive schemes
Monetary affairs;
financial affairs including enabling transfer of funds and purchase of products and services offered by others, including via electronic communications networks;
clearing and reconciling financial transactions via electronic communications networks;
providing a wide variety of payment and financial services, including, credit card services, processing and transmission of bills and payments thereof;
payment services;
clearing and reconciling financial transactions via a global computer network;
insurance services including insurance for financial transactions;
providing banking services, credit card services, processing and transmission of bills and payments thereof;
issuing of vouchers or tokens of value in relation to the supply of benefits for customer loyalty and frequent buyer schemes;
financial planning;
monitoring of financial portfolios;
financial loan services;
financing services;
interactive database information services relating to financial products including lending, borrowing, saving, investing, auctioning, exchanging, loans, auctions, trading exchanges, savings, investments, insurance, loan administration and private financing;
mortgage services;
tax advice (financial);
tax services (financial);
capital investment;
securities brooking and trading services;
financial intermediary services relating to the bringing of lenders and borrowers together for the purpose of the arranging loans and financing;
superannuation services;
information, advisory and consultancy services relating to the aforementioned services
Monetary and financial services, banking services, financial analysis and evaluation, financial investment analysis and search for capital, fundraising and sponsorship, administration of investment funds, advice on capital investment, financial consultancy, raising capital, mutual funds, setting up mutual funds for third parties, financial management, portfolio management, investment management, investment company management, mutual fund management;
capital investment, fund investment, investment management
Monetary and financial affairs;
banking, finance, investment and insurance services;
banking, investment and finance services via electronic means;
bank, investment and savings account services;
bank account information services;
electronic money transfer services;
mobile phone banking services;
loan services;
provision of consumer loans;
information, advisory and consultancy services relating to banking, finance, investments, real estate and insurance;
currency exchange services;
research services relating to banking, finance, investments, real estate and insurance via electronic means;
provision of financial information;
interpretation of real estate research data;
economic and financial research services;
financial evaluation services;
provision of online financial calculators;
provision of financial information via an online calculator
Monetary and financial affairs;
insurance;
real estate affairs;
banking services;
financial services;
investment services;
banking, finance and insurance services via electronic means;
bank, investment and savings account services;
pension, retirement and superannuation services;
financial advice;
financial information;
collection of financial information;
economic and financial research services;
financial economic analysis and advisory services;
provision of information relating to property (real estate);
financial sponsorship;
information, consultancy, advisory and management services relating to banking, finance, investments, money, real estate, superannuation and insurance;
research services relating to banking, finance, investments, real estate and insurance including via electronic means;
bank account information services;
financial evaluation services;
providing financial information via a website;
provision of online financial calculators and tools;
provision of financial information via online calculators
Monetary and financial affairs, including but not limited to money exchange and money transfer, payments, dispensing of currency (including notes, coins, drafts and bills of exchange), issue and redemption of travellers cheques, issue and redemption of tokens and vouchers, electronic funds transfers, foreign exchange, issue of negotiable instruments, pre-paid cards, credit, debit and charge cards;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
bureau de change services;
money exchange and money transfer services;
electronic fund transfer services;
services offered by automated bank machines;
deposit services;
foreign exchange services, payment services, issuing of negotiable instruments;
credit, debit and charge card services;
pre-paid card services;
insurance services;
discount card services;
automated payment services;
financial services relating to the issuing of notes, coins, drafts and bills of exchange;
issue and redemption of travellers cheques;
provision of information relating to the rates of exchange;
monetary affairs;
information and advisory services relating to the aforesaid services;
financial information retrieval services;
telephone calling card services;
money brokerage;
other banking services over the Internet;
providing information, including online, about insurance, financial and monetary affairs;
agency services for arranging travel insurance;
providing information, consultancy and advisory services, including online, about all of the aforementioned services
Monetary and financial affairs, including but not limited to money exchange and money transfer, payments, dispensing of currency (including notes, coins, drafts and bills of exchange), issue and redemption of travellers cheques, issue and redemption of tokens and vouchers, electronic fund transfers, foreign exchange, issuing of negotiable instruments, pre-paid cards, credit, debit and charge cards;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
bureau de change services;
money exchange and money transfer services;
electronic fund transfer services;
services offered by automated bank machines;
deposit services;
foreign exchange services, payment services, issuing of negotiable instruments;
credit, debit and charge card services;
pre-paid card services;
insurance services;
discount card services;
automated payment services;
financial services relating to the issuing of notes, coins, drafts and bills of exchange;
issue and redemption of travellers cheques;
provision of information relating to the rates of exchange;
monetary affairs;
information and advisory services relating to the aforesaid services;
financial information retrieval services;
telephone calling card services;
money brokerage;
other banking services over the Internet;
providing information, including online, about insurance, financial and monetary affairs;
agency services for arranging travel insurance;
providing information, consultancy and advisory services, including online, about all of the aforementioned services
Mortgage banking;
loans [financing] and discount of bills;
acceptance of deposits [including substitute bond issuance] and acceptance of fixed interval installment deposits;
domestic exchange settlement;
liability guarantee and acceptance of bills;
securities lending;
acquisition and transfer of monetary claims;
safekeeping of valuables including securities and precious metals [safe deposit services];
money exchange [exchanging money];
trusteeship of financial futures contracts;
trusteeship of money, securities, monetary claims, personal property, land, rights on land fixtures, surface rights or lease on land;
agencies for bond subscriptions;
foreign exchange transactions;
letter-of-credit related services;
brokerage of credit purchase;
management of buildings;
agency services for the leasing or rental of buildings;
leasing or renting of buildings;
purchase and sale of buildings;
agency services for the purchase or sale of buildings;
real estate appraisal;
land management;
agency services for the leasing or rental of land;
leasing of land;
purchase and sale of land;
agency services for the purchase or sales of land;
providing information on buildings or land [real estate affairs];
investment services and investment consulting;
brokerage for assigning interests of oil fields and gas fields;
issuance of tokens of value;
agencies for collecting gas or electric power utility payments;
consigned collection of payment for goods;
trading of securities;
trading of securities index futures;
trading of securities options;
trading of overseas market securities futures;
agencies for brokerage of securities, securities index futures, securities options, and overseas market securities futures;
agencies for brokerage of entrusting agents with on-commission trading in domestic markets of securities, securities index futures and securities options;
agencies for brokerage of entrusting agents with on-commission trading in overseas markets of securities and securities index futures;
agencies for brokerage of forward agreement of securities, for forward agreement of securities index futures, for forward agreement of securities options, spot and forward transaction of securities index futures;
brokerage for securities liquidation;
securities underwriting;
securities offering;
brokerage services relating to securities subscription or offering;
providing stock market information;
agencies for commodity futures trading;
life insurance brokerage;
life insurance underwriting;
agencies for non-life insurance;
claim adjustment for non-life insurance;
non-life insurance underwriting;
insurance premium rate computing;
antique appraisal;
art appraisal;
precious stone appraisal;
appraisal of used automobiles;
financial assessment of company credit;
advisory services relating to tax planning;
tax payment processing services;
charitable fund raising;
rental of paper money and coin counting or processing machines;
rental of cash dispensers;
rental of automated-teller machines
Monetary affairs;
financial affairs;
banking, finance and insurance services;
investment services;
financial consultancy;
financial information;
financial sponsorship;
venture capital funding services to emerging, start-up and technology companies;
investment business and company services;
research services relating to finance;
research services relating to banking;
venture capital funding services to new business ventures;
financial consulting and advisory services;
financial valuation services in the areas of business enterprises, intellectual property, licensing and assets;
facilitating, arranging or providing funding or other financial assistance for research and development;
financial evaluation services;
information, consultancy, advisory and management services relating to banking, finance, investments, money and insurance;
business acceleration services, namely, helping businesses develop more rapidly through financial investment brokerage, financing services and business capital fundraising for others;
provision of online financial calculators
Mortgage banking;
loans [financing] and discount of bills;
acceptance of deposits [including substitute bond issuance] and acceptance of fixed interval installment deposits;
domestic exchange settlement;
liability guarantee and acceptance of bills;
securities lending;
acquisition and transfer of monetary claims;
safekeeping of valuables including securities and precious metals [safe deposit services];
money exchange [exchanging money];
trusteeship of financial futures contracts;
trusteeship of money, securities, monetary claims, personal property, land, rights on land fixtures, surface rights or lease on land;
agencies for bond subscriptions;
foreign exchange transactions;
letter-of-credit related services;
brokerage of credit purchase;
management of buildings;
agency services for the leasing or rental of buildings;
leasing or renting of buildings;
purchase and sale of buildings;
agency services for the purchase or sale of buildings;
real estate appraisal;
land management;
agency services for the leasing or rental of land;
leasing of land;
purchase and sale of land;
agency services for the purchase or sales of land;
providing information on buildings or land [real estate affairs];
investment services and investment consulting;
brokerage for assigning interests of oil fields and gas fields;
issuance of tokens of value;
agencies for collecting gas or electric power utility payments;
consigned collection of payment for goods;
buying and selling of securities;
trading of securities index futures;
trading of securities options;
trading of overseas market securities futures;
agencies for brokerage of securities, securities index futures, securities options, and overseas market securities futures;
agencies for brokerage of entrusting agents with on-commission trading in domestic markets of securities, securities index futures and securities options;
agencies for brokerage of entrusting agents with on-commission trading in overseas markets of securities and securities index futures;
agencies for brokerage of forward agreement of securities, for forward agreement of securities index futures, for forward agreement of securities options, spot and forward transaction of securities index futures;
brokerage for securities liquidation;
securities underwriting;
securities offering;
brokerage services relating to securities subscription or offering;
providing stock market information;
agencies for commodity futures trading;
life insurance brokerage;
life insurance underwriting;
agencies for non-life insurance;
claim adjustment for non-life insurance;
non-life insurance underwriting;
insurance premium rate computing;
antique appraisal;
art appraisal;
precious stone appraisal;
used automobiles appraisal;
financial assessment of company credit;
charitable fund raising;
rental of paper money and coin counting or processing machines;
rental of cash dispensers;
rental of automated-teller machines
Monetary affairs;
insurance services;
banking services;
online banking services;
purchase and sale of currency;
financial services, namely, central deposit of virtual currency, provision of digital currency or digital token for use by members of an online community via a global computer network;
provision of digital currency or digital token incorporating cryptographic protocols, digital protocols, used to operate and build applications and blockchains on a decentralized computing platform and as a payment method for goods and services;
crypto currency exchange services;
digital currency exchange services;
provision of electronic transfer of a virtual currency for use by members on an online community via a global computer network;
computerized financial services relating to foreign currency exchange transactions;
virtual currency exchange transaction services and credit and debit card services;
provision of foreign currencies;
foreign exchange and currency exchange services;
online trading and brokerage of currencies in real time;
electronic payment services;
electronic funds transfer;
electronic funds transfer services;
electronic debit transactions;
payment processing and administration services;
charitable fundraising;
mutual funds;
collection and distribution of donations for business associations and companies;
financing of projects, studies and evaluations;
sponsorship, patronage and financial assistance services to or for companies, associations, non-governmental organizations or special programs in the field of research, health and learning;
charitable and philanthropic services with respect to subsidy granting in the fields of health and learning;
management and administration of grants;
providing grants for others;
consulting services with respect to investments and financing;
capital investments;
fund and investment administration;
computerized information services related to financial matters;
information services with respect to finance, provided on-line from a computer database or from the Internet;
information, advisory and consultancy services relating to all the aforesaid services;
sponsorship of sports events.
Monetary affairs;
financial affairs;
credit card services;
debit card service;
electronic payment services;
card accessed banking services;
card operated financial services;
electronic funds transfer services;
advice relating to finance;
information and advice relating to the aforementioned services;
issuing of cards, vouchers or tokens of value in relation to customer loyalty schemes;
issuing of tokens of value in relation to incentive schemes;
financial services in connection with purchasing, adding value to, or redeeming value from smart cards, encoded cards, integrated circuit cards, magnetic cards, machine-readable cards, stored value cards, machine-readable tokens, tags and devices;
clearance and settlement of transactions using smart cards, encoded cards, integrated circuit cards, magnetic cards, machine-readable cards, stored value cards, machine-readable tokens, tags and devices
Monetary affairs;
consultancy and ancillary services related to financial services;
provision of aforementioned services and information in relation to such services via a global computer network;
none of the foregoing
being electronic funds transfer services, credit card and debit card transaction processing services, loan financing, electronic banking services, internet banking services, monetary transaction services, computerised banking services, financial transaction services, namely providing secure commercial transactions and payment and funds transfer options, advisory services relating to banking, or consultancy and ancillary services related to banking services
Mortgage banking, mortgage advice, mortgage brokerage services, mortgage broking, mortgage financing services, provision of information relating to mortgages, provision of mortgage funds, provision of mortgage loans, provision of mortgages, mortgage lending, provision of online mortgage repayment calculators, lending against security, financial services, advisory services relating to financial planning, advisory services relating to financial matters, advisory services relating to financial investment, financial advice, financial advisory services, financial consultancy, financial loan services;
financial advice in the field of franchising
Monetary affairs;
financial affairs including enabling transfer of funds and purchase of products and services offered by others, all via electronic communications networks, clearing and reconciling financial transactions via electronic communications networks, providing a wide variety of payment and financial services, including, credit card services, processing electronic payments and transferring funds to and from others, processing and transmission of bills and payments thereof, payment services;
financial affairs;
monetary affairs;
financial advisory services;
financial planning;
financial research and risk management;
investment services;
investment fund services;
investment research, analysis and information;
management of investments;
investment trust management;
monitoring of financial portfolios, investment funds;
administration and management of investment funds;
investment fund planning services;
trust administration and management services;
trustee services;
providing information, including online, about financial and monetary affairs;
advice and consultancy in relation to all of the foregoing services;
all of the foregoing excluding services used in relation to development and implementation of construction projects;
none of the aforementioned services in relation to aged care, financial advice in the aged care sector, or education, training or specialist accreditation services for financial advisors except all of the foregoing services provided in relation to insurance related services or building and construction projects
Monetary and financial affairs;
banking, finance and insurance services;
banking, finance and insurance services via electronic means;
bureau de change services;
money exchange and money transfer services;
electronic fund transfer services;
services offered by automated bank machines;
deposit services;
foreign exchange services, payment services, issuing of negotiable instruments;
credit, debit and charge card services;
pre-paid card services;
insurance services;
discount card services;
automated payment services;
financial services relating to the issuing of notes, coins, drafts and bills of exchange;
issue and redemption of travellers cheques;
provision of information relating to the rates of exchange;
monetary affairs;
information and advisory services relating to the aforesaid services;
financial information retrieval services;
money brokerage;
other banking services over the Internet;
providing information, including online, about insurance, financial and monetary affairs;
agency services for arranging travel insurance;
financial services in this class, namely money exchange and money transfer, payments, dispensing of currency (including notes, coins, drafts and bills of exchange), issue and redemption of travellers cheques, issue and redemption of tokens and vouchers, electronic fund transfers, foreign exchange, issuing of negotiable instruments, pre-paid cards, credit, debit and charge cards;
providing information, consultancy and advisory services, including online, about all of the aforementioned services.
Money management and investment services including dealing in securities, shares and property;
management of investment portfolios, property, equity and mortgage unit trusts;
provision of money and other credit and lending facilities;
financial services including, but not limited to, financial planning services, wealth creation services, wealth management services and wealth management reporting services;
insurance underwriting services;
consulting services in the fields of superannuation, financial services and insurance;
monetary, banking and investment services, financial management services;
consulting services in the field of investments;
insurance, investment and financial services;
including provision of such services via a global computer network;
banking, financial and insurance services, including assessment, valuation and information services, and including the provision of banking, financial and insurance services via electronic means;
loan financing;
financial and credit services;
financial loan services, including personal loans;
advisory services relating to loan services;
consultancy services relating to personal finance;
providing information, including on-line, about insurance, financial and real estate affairs;
mortgage banking and mortgage broking;
Banking;
Banking services in relation to the electronic transfer of funds;
Financial exchange services;
Financial payment services;
Electronic payment services;
Collection of fees, payments (for others);
Transfer of funds;
e-wallet payment services;
Financial information services;
Provision of mortgages;
Real estate investment;
Investment advice;
Investment management of funds;
Insurance services;
Monetary affairs;
Provision of home loans;
Financing of home loans;
Real estate financing;
Real estate advisory services;
Real estate valuations;
Provision of information relating to property (real estate);
Corporate funds management;
Financial planning;
Investment management;
Trusteeship;
Investment trusteeship;
Provision of credit rating;
real estate affairs;
Property leasing (real estate property only);
Property management;
Consultancy services relating to finance;
Consultancy services relating to investment;
Consultation services relating to real estate;
Financial advice;
Mortgage broking
Mortgage and finance broking services;
banking and insurance services;
financial services;
financial consultancy, advisory and planning services;
research services for financial purposes;
Arranging of home loans and associated financial services;
Advisory services relating to mortgages;
Mortgage advice;
services relating to enhancement of mortgages;
Mortgage services, including assess borrowing power, comparing home loan products, recommending home loan lenders, and applying for home loans for borrowers;
Mortgage brokerage services;
Mortgage loan services;
Provision of information relating to mortgages;
Provision of online mortgage repayment calculators;
Provision of information relating to home loans;
Advisory services relating to home loans;
mortgage and financing broking services, mortgage and home loan origination services and mortgage and home loan services;
Financial services including financial loan and re-financing services, business loan services, equity loan services, investor home loan services and residential occupier home loan services for the purposes of land purchase and for the purpose of home purchase, building, construction and renovation and any other worthwhile purposes including commercial loans and personal loans;
all real estate services in this class including services relating to real estate agencies, property valuation, property consultancy, property management, including such services provided through the Internet or other computer networks;
investment services in the fields of bonds, trusts and deposits, real estate acquisitions, leasing and management of investments;
financial management services with respect to superannuation;
monetary affairs;
insurance services;
monetary affairs;
providing financial, insurance, credit card, real estate and superannuation services;
real estate affairs, including the provision of real estate information and analysis over a global computer network;
advisory services relating to real estate ownership;
advisory services relating to real estate valuations;
real estate investment advice;
real estate investment advice, investment management and investment services;
financial affairs;
financial services including financial, mortgage, mortgage brokerage, loan services for property investment, loan brokering and loan advice;
financial benchmarking services;
valuation services, financial evaluations;
commercial mortgage brokerage;
information, consultancy and advisory services relating to all the aforesaid;
Advice relating to mortgages for residential properties;
advice services relating to enhancement of mortgages;
advisory services relating to mortgages;
mortgage advice;
mortgage brokering;
mortgage broking;
advisory services relating to financial planning;
financial advice;
financial planning;
personal financial planning advisory services;
personal financial planning services;
provision of financial information via an online calculator;
advice relating to insurance;
advisory services relating to insurance;
insurance advice;
insurance advisory services;
Advisory services relating to finance;
Advisory services relating to financial matters;
Brokerage services relating to financial instruments;
Consultancy services relating to finance;
Consultancy services relating to personal finance;
Consultation services relating to financial matters;
Consultations (Financial);
Financial consultancy;
Financial consultation services;
Financial information services;
Providing financial information via a web site;
Financial research;
Financial services;
Financing services;
Mortgage financing services;
Management of finances;
Personal finance services;
Provision of mortgages;
Domestic property finding services;
Financing of property development;
Budget account services;
Financial loan services for home building construction, renovation and purchase;
Mortgage broking and associated financial services;
provision of money and other credit and lending facilities;
advisory services relating to loan services;
banking and investment services;
banking and financial services, including provision of preference shares and other consultancy services relating to personal finance;
consultancy services relating to finance;
banking, financial and insurance services, including insurance administration, management, advice, consultancy, brokerage, claims, underwriting, assessment, valuation and information services, and including the provision of banking, financial and insurance services via electronic means;
Mortgage and mortgage related banking and brokerage;
mortgage banking insurance;
provision of mortgage brokerage services;
brokerage of mortgages, shares, stocks, bonds, currency, carbon credits, securities, insurance;
provision of online mortgage and mortgage related information;
provision of mortgage funds and loans;
mortgage loan services;
mortgage investment management.;
Commercial property investment services;
Provision of financial information;
advisory services relating to financial planning and mortgages;
financial services including loan services and refinancing services
mortgage financing;
mortgage origination;
debt financing;
mortgage aggregation;
management of loan assets;
refinancing services;
debt reconstruction services;
bridging finance;
asset backed lending;
investment services;
private equity investment;
provision of venture capital;
underwriting equity and debt funding;
sourcing equity and debt funding from banks, capital markets and institutional markets;
advice on the creation of equity, debt and hybrid financial instruments;
asset origination;
sourcing, advising and managing infrastructure funding and assets;
managing listed investment vehicles such as listed trusts or stapled securities;
establishment and management of investment portfolios, cash, fixed interest, mortgage, property, infrastructure and equity funds;
financial evaluation;
wealth planning;
dealing in financial products (including, without limitation, life products, securities (including shares and debt and other securities), superannuation products, pensions, retirement and savings products or accounts, general insurance and managed funds);
loans, mortgage and leasing financing advice and arranging;
finance structuring advice;
management and maintenance of commercial, office, retail, industrial and social infrastructure real estate;
funds management;
consultancy, information and advisory services in relation to all the aforementioned services;
investment consultancy;
investment trust management;
management of investments;
investment portfolio management services;
investment fund management;
mortgage investment management;
securities investment services
Money transfers;
electronic transfer of money;
merchant services, namely, payment transaction processing services;
payment and funds verification services;
credit card verification;
currency transfer services;
financial services, namely, providing for the exchange of foreign currency via the internet and intranet systems;
electronic funds transfer;
providing electronic processing of electronic funds transfer, automated clearing house (ACH), credit card, debit card, electronic check and electronic payments;
providing an on-line computer database in the field of financial transactions;
financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes;
financial information and evaluations;
financial risk management;
financial transaction services, namely, providing secure commercial transactions and payment options;
providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network;
financial planning;
financial consulting;
financial information;
providing financial information;
financial information processing;
debt management services;
debt management consultation;
mortgage financing services;
mortgage refinancing;
mortgage lending consultation services;
brokerage services in the field of stocks and commodities;
business brokerage services;
Investment management;
financial management;
debt management services;
financial advisory and consultancy services
Monetary affairs, namely, monetary exchange operations, digital currency exchange operations;
banking services;
money transfer services;
bill payment services;
money order services;
cheque cashing services;
debt collection services;
electronic funds transfer services;
transmission of money by electronic means from customers;
transfer of payments for consumers;
credit card services, namely, credit card authorization services, credit card payment processing services, credit card transaction processing services;
processing electronic payments made through prepaid cards;
automated teller machine services;
debit card services, namely, debit card transaction processing services, debit card authorization services, issuing of debit cards, issuing of prepaid debit cards, issuing stored value cards;
direct deposit of funds into customer bank accounts;
automated financial clearing house deposit services;
currency exchange services;
home banking;
cheque verification;
financial clearing houses;
crowdfunding;
debt collection agency services;
electronic wallet payment services, namely, processing of electronic wallet payments, bill payment services provided via an electronic wallet;
electronic transfer of virtual currencies;
exchanging money;
financial analysis;
financial consultancy;
financial customs brokerage services;
financial evaluations;
financial exchange of virtual currency;
financial management;
financial management of reimbursement payments for others;
financial research;
providing financial information;
providing financial information via a web site;
financing services;
fiscal valuation;
investment of funds;
organization of monetary collections, namely, accepting and administering monetary charitable contributions;
online banking;
processing of credit card payments;
processing of debit card payments;
Gift card transaction processing services;
Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a;
point of sale;
e-commerce services, namely, credit card and payment card services and payment transaction processing services;
payment processing services, namely, managing and tracking credit card, debit card, gift card, pre-paid card, deferred payment card, and other forms of payment transactions for business purposes;
payment processing services, namely, issuing and providing receipts for electronic payments and payment transactions;
financial services, namely, enabling transfer of funds for others via electronic communications networks;
clearing and reconciling financial transactions via electronic communications networks;
financial transactions authorization, authentication and settlement services, cash management services, namely, cash disbursement services and transaction authorization, authentication and settlement services;
remote payment services;
electronic payment and information management services;
Electronic payment services, namely, enabling electronic processing and transmission of electronic funds transfer and payments via ACH, credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments;
Financial transaction services, namely, providing secure commercial transactions and payment options;
Credit card and transaction processing terminal services using near field communication (NFC) technology;
electronic financial trading services for others via a global computer network;
electronic commodities, cryptocurrencies, and digital assets exchange services;
providing financial services in the nature of providing an exchange for commodities and commodities derivatives, crypto currencies, and digital assets;
providing online exchange of commodities and commodities derivatives, crypto currencies, and digital assets;
providing information via a website in the field of commodities and commodity derivatives, crypto currencies, and digital assets pricing and related finan;
cial information;
financial services in the nature of assisting others with the completion of financial transactions for commodities and commodity derivatives, crypto currencies, and digital assets;
services relating to financial transactions, namely, trading of commodities and commodity derivatives, crypto currencies, and digital assets for others;
providing financial brokerage services in the nature of offering, sponsoring, managing and administering commodities, commodity derivatives, crypto currencies, and digital assets and related financial instruments;
surety services;
issuance of tokens of value;
providing rebates at participating establishments of others through use of a membership card;
retirement payment services, namely, financial administration of employee retirement plans;
providing information in the fields of investment and finance over computer networks and global communication networks.
Money management and monetary affairs;
remittances;
payment services;
money exchange and money transfer services, including electronic money exchanges and electronic transfer of funds;
facilitation of value exchanges and transfers;
financial transaction services being on-line transaction facilities;
payment processing services;
electronic payment processing services;
remote payment services;
collection of payments;
processing payments for the purchase of goods and services via an electronic or mobile communications network or the internet;
bill payment services;
cash management services;
credit services;
foreign currency exchange services;
services relating to the issuing and redemption of tokens of value, vouchers, points, benefits, incentives and other considerations for value;
banking services including internet and remote banking;
financial sponsorship;
insurance and finance services, including such services provided over the internet, electronic or mobile network;
discount services being discount coupons and discount card services (financial services);
banking, savings, debit, credit, deposit, cash, current and cheque account services;
bank card, credit card, debit card and electronic payment card services;
electronic wallet services (payment services);
money order and payment guarantee services;
administration of funds and investments;
financial services;
financial planning and analysis;
provision of loans, including short-term loans and personal loans;
financial brokerage services;
insurance services;
funeral cover;
provision of financial information;
provision of information and advisory services relating to financial and monetary affairs and the aforementioned services including the provision of information from a computer database, the internet or other electronic network;
financial services such as non-refundable token trading;
issuance of digital tokens
Mortgage brokering;
mortgage lending;
mortgage loan services;
mortgage advice;
mortgage and savings services;
mortgage banking;
mortgage banking and brokerage;
provision of home loans;
lending on mortgage;
provision of information relating to mortgages;
advice relating to mortgages for residential properties;
advice services relating to enhancement of mortgages;
advisory services relating to mortgages;
agency services for lending on mortgage;
provision of mortgage loans;
provision of mortgages;
provision of online mortgage repayment calculators;
commercial mortgage brokerage;
insurance services for the protection of mortgages;
financial services;
provision of financial information, including, provision of financial information in respect to securities, financial markets, share prices, financial trading, financial indices, commodities, and including, provision of financial information on-line and provision of financial information through computer networks;
financial analysis, consultancy, reporting and management services;
financial trading services;
brokerage services relating to the securities markets;
financial market information services
Mortgage lending and financing services;
real estate transactions;
health insurance underwriting;
accident insurance underwriting;
motorcycle insurance underwriting;
pension insurance underwriting;
home insurance, fire insurance underwriting;
life insurance underwriting;
automobile insurance underwriting;
services provided by non-commercial companies or simple partnerships for real-estate investments (real estate affairs);
services provided by mutual funds in the field of real estate (real estate affairs);
services provided in the context of a savings contract;
financial and savings services;
financial and insurance services;
insurance underwriting services;
savings plan services;
payment services by means of e-wallets;
trade finance services;
crypto asset custody services, including cryptocurrency (financial services);
savings account services;
pension payment services;
financial information services in the framework of the distribution of financial products;
advice, expertise and information relating to the aforementioned services;
financial and investment advisory services concerning securities;
advisory services with respect to finance and investments;
insurance services of all kinds;
actuarial services;
banking, investment and cryptocurrency transfer services, including in relation to cryptocurrencies;
organizing the financing of insurance premiums;
financial expertise in the field of real estate;
secured loans;
loans [financing];
providing investment savings plans;
monetary operations;
financial valuations (insurance, real estate);
deposit savings;
issuance of travelers’ checks;
issuance of letters of credit;
issuance of cryptocurrency;
stock exchange brokerage;
real estate brokers;
insurance brokerage;
mutual funds;
rent collection;
facilitating and organizing financing;
pension and welfare funds;
investment advice with a view to constituting savings;
legal protection insurance;
financial analysis;
real estate agencies;
customs brokerage;
debt collection agencies;
monetary affairs;
real estate affairs;
financial affairs;
organizing the financing of housing loans;
home banking;
providing online financial, banking, savings, payment and credit aid (banking services);
investment advice in the field of real estate (real estate affairs);
hire-purchase financing;
surety (guarantees);
exchange operations;
banking affairs;
rental of stores;
rental of apartments;
investment of funds;
capital investment;
financial operations;
information, data, advice and advisory services with respect to finance;
local investment fund management (financial affairs);
information and advice with respect to financial and insurance services;
portfolio management;
real property management;
guarantees;
mutual funds;
real estate financing;
financing and financing services;
hire-purchase financing;
financing of projects;
financing short-term loans;
venture capital financing;
managing apartment buildings.
Money transfers;
electronic transfer of money;
merchant services, namely, payment transaction processing services;
payment and funds verification services;
credit card verification;
currency transfer services;
financial services, namely, providing for the exchange of foreign currency via the internet and intranet systems;
electronic funds transfer;
providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments;
Providing financial transactions via an on-line computer database;
financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes;
financial information and evaluations;
financial risk management;
financial transaction services, namely, providing secure commercial transactions and payment options;
providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network;
financial planning;
financial consulting;
financial information services;
providing financial information;
debt management services;
debt management consultation;
mortgage financing services;
mortgage refinancing;
mortgage lending consultation services;
brokerage services in the field of stocks and commodities;
business brokerage services;
Investment management;
financial management;
debt management services;
financial advisory and consultancy services;
cryptocurrency payment processing services;
cryptocurrency trading services;
cryptocurrency exchange services;
cryptocurrency exchange services featuring blockchain technology;
financial exchange of virtual currency;
financial brokerage services for cryptocurrency trading;
issuance of tokens of value;
cryptocurrency wallet services in the nature of processing electronic wallet payments and storage of cryptocurrencies;
financial services relating to electronic wallet services, namely, bill and invoice payments via electronic wal;
let and storage of cryptocurrencies;
financial services relating to electronic wallet services;
cryptocurrency payment processing;
cryptocurrency payment processing featuring blockchain technology;
cryptocurrency payment processing featuring distributed ledger technology;
blockchain-based payment verification services;
distributed ledger-based payment verification services;
processing electronic payments through electronic wallet services;
bill payment services via an electronic wallet;
digital currency, virtual currency, cryptocurrency, digital and blockchain asset, digitized asset, digital token, crypto token and utility token payment processing services for others;
digital currency, virtual currency, cryptocurrency, digital and blockchain asset, digitized asset, digital token, crypto token and utility token payment processing services through electronic wallet services;
digital currency, virtual currency, cryptocurrency, digital and blockchain asset, digitized asset, digital token, crypto token and utility token trading services;
digital currency, virtual currency, cryptocurrency, digital and blockchain asset, digitized asset, digital token, crypto token and utility token processing services for others;
management of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens;
financial services, namely, providing a financial exchange for the trading of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens;
Financial advisory services in the field of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens;
Financial information services related to digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility;
tokens;
management of consumer electronic payments
Monetary affairs in relation to electronic payment services, issue of tokens for value, credit card services including issuance thereof, credit bureaux services;
debit card services, payment of bills and accounts for others, electronic funds transfer;
issuing, administration and management of smart cards, encoded cards, integrated circuit cards, magnetic cards, machine readable cards, stored value cards, machine readable tokens, tags and devices for financial credit, debit or other payment purposes, including payment for public transport;
issuing of cards, vouchers or tokens of value in relation to the supply of benefits for customer loyalty, discount card loyalty, frequent buyer or frequent traveller schemes;
financial services in connection with purchasing, adding value to, or redeeming value from smart cards, encoded cards, integrated circuit cards, magnetic cards, machine readable cards, stored value cards, machine readable tokens, tags and devices;
information and consultancy services in relation to these services;
all excluding financial advice relating to taxation, financial advisory services, insurance brokering, management of shares, mortgage advice, and real estate property management.