Facilitating and arranging for the investment and financing by others in inventions, technologies, methods, processes, ideas, and discoveries; providing funding for inventors and commercial and non-profit entities to facilitate the creation and development of inventions, technologies, methods, processes, ideas, discoveries, intellectual property, patents, patent applications and trade secrets; providing fundraising services for others in the fields of inventions, technologies, methods, processes, ideas, discoveries, intellectual property, patents, patent applications and trade secrets; financial investment for the benefit of others in inventors, inventions, technologies, methods, processes, ideas, discoveries, intellectual property, patents and patent applications; financial services, namely, providing funding for inventions, technologies, methods, processes, ideas and discoveries of others; facilitating and arranging for the investment and financing by others in products; providing funding for universities, research institutions and governments to facilitate the creation and development of inventions, technologies, products, methods, processes, ideas, discoveries, intellectual property, patents, patent applications, trademarks, copyrights and trade secrets; providing funding for inventors and commercial and non-profit entities to facilitate the creation and development of products, trademarks and copyrights; providing fundraising services for others in the fields of products, trademarks and copyrights; venture capital funding services to emerging and startup companies, inventors, universities, research institutions, governments and commercial and nonprofit entities; financial investment for the benefit of others in products, trademarks and copyrights; financial services, namely, providing funding for products
Facilitating merchants (businesses), utilities and service-providing organizations to receive payments from various payment providers; financial services for allowing merchants resident in and selling goods and services from a first country to sell such goods and services to consumers resident in other countries and for residents in one country to purchase goods and services from merchants in another country; payment card services, providing the use of a payment card for purchasing goods and services at point of sale and online wherein funds for such purchases come from an electronic stored value account, savings account, credit facility or other facility; pre-paid card services and stored-value card services, namely, card services only for owners of internet-based, on-line accessible, electronic money accounts, or credit-type accounts, whereby a payment card, pre-paid card or stored value card is used to purchase goods and services from physical merchants and online merchants, all funds used in such purchases being debited from the users electronic money account; virtual card services for owners of internet-based, online accessible, electronic money accounts, or credit-type accounts whereby a computer program provides the consumer with a virtual payment card having a one-use-only payment card number, for use in purchasing goods and services online, by mail, and by telephone, all funds used in such purchases being debited from the users electronic money account or credit-type account; money transfer services namely transferring funds from person to person; transferring funds from one owner of an e-wallet account or credit-type account, to another owner of an e-wallet or credit-type account; payment processing services; straight-through payment processing services; electronic funds transfer services; payment service provider services to on-line and conventional merchants (businesses), utility companies and non-business service providing organizations, namely processing payments made by consumers to merchants, utility companies and organizations such payments made online or through multiple channels call centre and automated telephone channels; purchaser and transaction verification for e-commerce financial transactions; stored-value account processing, namely providing the consumers of merchants (businesses) who pay for goods using credit card, with an e-wallet account for use in making secure payments to that business for future businesses; facilitating merchants (businesses), utilities and service-providing organizations to receive payments from various payment providers; providing the financial services required to permit merchants resident and shipping goods from, or providing services from, a first country to enter into transactions with individuals resident in other countries